Tips for Preventing a Loss

 

Spring and fall are normally the best times of the year to inspect, maintain and repair your home.

 

Clutter:

• Spring cleaning eliminates any clutter that has accumulated. Discard any old cans of paint, toxic chemicals, etc.

 

Roof, Gutters and Downspouts:

• Check your roof to make sure there are no loose/damaged/missing/worn shingles.
• Make sure eaves troughs and downspouts are not plugged with debris.
• Make sure drains exit at a sufficient distance from your dwelling.

 

Electrical/Mechanical Systems

• Have your heating system serviced.
• Change filters monthly.
• Check and clean clothes dryer exhaust duct and damper.
• Use UL listed surge protector power strips for your TV, computer, etc.

 

Plumbing:

• Properly insulated pipes will help to reduce them from freezing during very low temperatures.
• Fix leaky taps on the first onset of a problem.
• Replace outside water faucets with frost-proof sillcocks.
• Be sure to remove hoses from outside water taps prior to freezing.
• Water heaters should be replaced every 8 – 12 years.
• Replace washing machine water hoses every 3 – 5 years.
• If you are going away for any length of time turn off the main water valve and drain the pipes. Or make arrangements for daily inspection by a competent person.

 

Doors, Windows, Attics, Basements and Foundation:

• Check for leaks around windows, doors or any other openings to ensure there is no heat loss.
• Check the attic to ensure there is proper amount of insulation.
• Check the foundation for any cracks or signs of settling. Cracks more than 1/8 inch thick should be checked out by a professional.
• Check your basement/crawl space for any signs of dampness as this could be a sign of improper drainage.

 

Smoke and Carbon Monoxide Detectors:

• Check your smoke and carbon monoxide detectors and change batteries once a year.
• Replace units every 8 – 10 years.